America's 1st Financial Corp is proud to offer licensed agents a unique and valuable Lead Generation Program called "Tuition Rewards®". It was developed by Sage Scholars Inc., a specialist in College savings and tuition planning. Tuition Rewards® can boost your success by offering your clients a no-cost way to reduce the cost of college tuition for their loved ones by thousands of dollars. Tuition Rewards® are guaranteed scholarships - discounts off the "list price" of tuition at over 300 private colleges across the country. Tuition Rewards® points are similar to Frequent Flier miles. They cannot be redeemed for cash, but each point is worth $1.00 in scholarships at participating colleges for undergraduate education.

What does it cost me and my clients?
How do I register?
You pay nothing for this lead generation program, and you make Tuition Rewards® available to your prospects and clients FREE of charge, whether or not they purchase the qualified single premium life insurance. All you have to do is tell your clients about Tuition Rewards® and fill in the access code on the informative brochure you provide during your visit. To obtain the access code, you, the agent must register by completing and submitting this form. You will use the access code provided for each client you visit.

America's 1st Financial Corp licensed agents are eligible to market the program to the Parents, Grandparents and Great-Grandparents who are age 50 - 85 and have a minimum net worth of $200,000*.

How are Tuition Points Earned?

• Each Point = $1 in tuition reduction
• First 5,000 points are awarded upon enrollment per individual with SAGE. **

An additional 3,000 points will be added each subsequent year provided contact information for such account is validated by visiting www.tuitionrewards.com and logging in.

The maximum points that may be used for tuition reduction varies from college to college, up to as much as one full year of college in some cases. The maximum award amount will be paid out equally over four years. You and your clients can visit www.tuitionrewards.com for details on participating private colleges and their point maximums.

* Tuition Rewards® is not an insurance plan.

Redeeming Rewards
Let's assume you have accumulated 17,000 in Tuition Reward® points at the time your grandchild is ready for college. The institution that he/she selects has a first-year tuition of $15,000. The maximum tuition rewards the institution will allow this student to use is $15,000 spread evenly over four years. That means your child's scholarship will amount to $3,750 per year. Remaining credits can be distributed to other designated children in your family and may extend to more than one child at a time.

Who would be interested in The Tuition Rewards® program?

• Many of your prospects and existing clients
• Grandparents who want to leave a legacy
• Parents whose children will be entering College in 2+ years (sophomore year of high school or younger)
• Aunts and Uncles who want to help nieces and nephews

The America's 1st Financial/Single Premium Life Tuition Rewards® Complete Marketing Program Includes:

• Tuition Rewards Overview
• Frequently Asked Questions
• Enrollment Forms
• List of Member Colleges